Wednesday, May 30, 2012

Interest Rates- Still Historically Low!

Interest rates have been staying below 4% over recent weeks. Please visit the market watch website link provided to get daily rates.

Monday, May 14, 2012

Lexington Station Condo for $179,000!

Lexington Station is located in the South part of Downtown Asheville. The building houses several local businesses and a restaurant. It is convenient to the Orange Peel and Biltmore Avenue. The project's first building was complete in 2006 and was followed by 2 other buildings. Amenities include secured entry, elevator, and garage parking. Lexington Station offers 1, 2, and 3 bedroom condos and all have hardwood floors, private balconies, granite counter tops, 10 foot ceilings, and stainless steel appliances. This building is one of the best values in the City!
For Sale: 1BR/1BA Condo in Asheville, NC, $179,000

For Sale: 1BR/1BA Condo in Asheville, NC, $179,000

For Sale: 1BR/1BA Condo in Asheville, NC, $179,000

Wednesday, February 15, 2012

Financing Condos a Bit of a Challenge...

I was just discussing the situation of financing condos and the conditions for being able to finance a condo with someone recently. I did some research on FHA rules and recent chages that have made financing harder for many condo develpoments.

These are the highlights I found when reading the article:
• New developments- have to be 30% owner occupied and presale 30% of units
• Commercial space no more than 25% of the building space
• No more than 10% of the building owned by 1 investor
• No more than 15% of the total units HOA dues in arrears
• Reserve accounts and budgets will be reviewed

Many of the Asheville area condominiums would not be affected by these requires, but it does require additional research before you know if you can get financing on the condo that you want to buy.
Vistit this link for more details: http://www.realtor.org/wps/wcm/connect/74a0aa00476e9b5c86bfafaa3b85ca9a/FHA_Condo_Rules_07.01.11.pdf?MOD=AJPERES&CACHEID=74a0aa00476e9b5c86bfafaa3b85ca9a